Navi
3.9
Loan amount: From ₹10,000 to ₹500,000
Interest rates: From 12% to 36% per annum
Tenure: 90 days to 36 months
Processing fees : 3.99% (Min Rs 1,499+GST and Max Rs 7,499+GST)
Example
Loan Amount: Rs 50,000
Tenure: 12 Months
Interest Rate : 22% (on Reducing Principal Balance interest calculation)
EMI Amount: Rs 4,680
Total Interest Payable: Rs 4,680 x 12 months - Rs 50,000 Principal = Rs 6,160
Processing Fees (incl. GST): Rs 1,475
Disbursed Amount: Rs 50,000 - Rs 1,475 = Rs 48,525
Total Amount Payable : Rs 4,680 x 12 months = Rs 56,160
Total Cost of the Loan = Interest Amount + Processing Fees = Rs 6,160 + Rs 1,475 = Rs 7,635
Navi is a new age digital platform which provides you easy access to Instant Personal Loans upto Rs 5 lakhs and Home Loans upto Rs 1.5 crores in a seamless and transparent manner.
Navi introduces its new loan product Home Loans.
HOME LOANS
1. Amount: Upto Rs 1.5 Crore
2. Interest Rates : Starting at 6.95% per annum
3. Tenure: Upto 25 years
4. Loan amount upto 90% of property value
Home Loan Features1. Instant loan offer
2. No documents required till you get a loan offer
3. High loan amount & Low EMIs
4. Loans for under-construction, self-constructed and ready to move-in homes
5. No application fee, legal fee, valuation fee or document handling fee
Operational CitiesCurrently present in Karnataka in Bengaluru, Davangere, Dharwad, Gulbarga, Hubli.
Expansion to other states and cities soon
Personal Loan Features1. Upto Rs 5,00,000 limit
2. Instant money transfer to bank account
3. No bank statement or salary slip requirement
4. 100% paperless process
5. Minimal documentation. No printouts required
6. Flexible loan and EMI amount options
7. Instant eligibility check
8. No security deposit (collateral)
Eligibility1. Indian citizen
2. Age above 18 years
3. Select cities
Documents requirement1. PAN number
2. Aadhaar number
How to apply1. Install Navi App
2. Register using your mobile number
3. Fill your basic details to check your loan eligibility
4. Choose the loan and EMI amount of your choice
5. Complete the KYC with selfie and Aadhaar
6. Enter bank details for money transfer
7. Done
Reach us at
[email protected] for any of your queries.
Operational Cities• Delhi NCR - New Delhi, Gurgaon, Noida, Greater Noida, Ghaziabad, Faridabad
• Chandigarh
• Maharashtra: Mumbai, Navi Mumbai, Thane, Pune, Nagpur, Ahmed Nagar, Kolhapur, Aurangabad, Nashik, Satara
• Karnataka: Bangalore, Mysore, Udupi, Dharwad, Kolar, Hassan, Mandya
• Tamil Nadu: Chennai, Tiruchirappalli, Erode, Madurai, Vellore, Salem
• West Bengal: Kolkata, Hoogly, Howrah
• Punjab: Amritsar, Ludhiana, Jalandhar, Mohali, Ropar, Bathinda, Fatehgarh Sahib
• Gujarat: Ahmedabad, Vadodara, Valsad
• Telangana: Hyderabad, Secunderabad, Mahabubnagar
• Madhya Pradesh: Indore
• Odisha: Bhubaneshwar, Cuttack
• Rajasthan: Jaipur, Udaipur, Ajmer, Alwar, Kota, Jhujhunu
• Uttar Pradesh: Ghaziabad, Noida, Lucknow, Jhansi
• Uttarakhand: Dehradun
• Bihar: Patna, Gaya
• Jharkhand: Ranchi
• Andhra Pradesh: Visakhapatnam (Vizag), Ananthapur, Chittoor, Guntur, Krishna, East Godavari
• Haryana: Ambala, Karnal, Kurukshetra, Panchkula, Panipat
• Kerala: Ernakulam, Kollam, Kottayam, Thiruvananthapuram, Thrissur
• Pondicherry
Navi Finserv Private Limited (A Non-Deposit taking Systemically Important NBFC registered and regulated by the RBI) is our lending partner and is a Company within the Navi Group of Companies carrying the Navi Brand. Navi App is a platform facilitating the loan transactions between the borrowers and the Navi Finserv Private Limited, an NBFC registered with the RBI.
Our office address is:
Navi,
3rd Floor, Salarpuria Business Center, 93, 5th A Block, Koramangala
Bangalore - 560095
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